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Pay With Cat® Credits and Save on Purchases

Are you using Cat Credits to save your hard-earned $$$ when paying for parts, service, attachments, used equipment, rentals and more? Cat Credits can be used at any Carolina Cat store location, the Cat Rental Store, Parts.Cat.Com, or the Cat Central mobile app. Head over to Cat Financial to view your status or create an account.

Don’t have an account? Get started here

Ways to Use Your Cat Credits

PARTS

Oil Filter@2x

REPAIRS

Repairs@2x

RENTALS

Excavator_1@2x

ATTACHMENTS

Bucket Icon@2x

SERVICE

Service@2x

USED EQUIPMENT

Bulldozer_1@2x

Redeem Cat Vantage Rewards for Cat Credits

To view and manage your Cat Credits, sign up for Cat® Vantage Rewardsthe Caterpillar Loyalty Program. You’ll be able to manage all your Cat Credits and rewards points, exchange rewards points for Cat Credits, and more. 

Earn 3% Reward Points

on purchases you make on Parts.Cat.Com and the Cat® Central app purchases on your first $15,0001 of spend per calendar year.2

Earn Unlimited 1% Reward Points

on qualifying Cat Card purchases at participating Cat dealers, The Cat Rental Store or on Parts.Cat.Com and the Cat Central app.*

Sign up one of the following ways:

Cat Card

Get a Cat Card

Cat Card holders are auto-enrolled in Cat Vantage Rewards. As a Cat card holder, it’s the best way to accrue valuable rewards points. You’ll earn up to 4% rewards points on qualifying purchases to redeem for Cat Credits—plus access to exclusive financing offers exclusive to cardholders*. 

Opt-In on Parts.Cat.Com or Cat Central

While shopping on Parts.Cat.Com or Cat Central app user, check the Cat Vantage opt-in box during registration to enroll in Cat Vantage Rewards. Existing customer Simply check the opt-in box at checkout. 

Cat Vantage Rewards_Callout

Frequently Asked Questions

Still have questions? We have answers—don't hesitate to reach out. 

Cat Credits act as currency or credit that can be used for qualifying parts, service, and rental transactions*. Simply apply your Cat Credits balance at checkout. 

Terms and conditions apply. 

Cat Credits may be issued as part of a dealer promotion, or redeemed using Cat Vantage Rewards points. Rewards points are earned on qualifying purchases made on Parts.Cat.Com, the Cat Central app, The Cat Rental Store, or in-person at any Carolina Cat location. Cat Card holders can earn even more—up to 4% reward points on qualifying purchases each calendar year and unlimited 1% reward points on qualifying Cat Card purchases*. 

Details and exclusions apply. 

Since Cat Credits act as currency, you can redeem them at checkout at Parts.Cat.Com, the Cat Rental Store, or at any Carolina Cat store location.* Exclusions may apply. 

Sign in to your Cat Financial Account to view your rewards points and Cat Credits at any time. From there, you can redeem rewards points for Cat Credits, track purchases, make payments, and more. 

While anyone on your team can accrue points through qualifying transactions, you must designate a primary spender to spend your Cat Credits.

Disclaimer:
*Cat Credits may be used on future purchases of parts, service, sales, rentals, and work tools at participating Cat dealers and with approved online retailers. Cat Credits are also accepted on Cat Central and in-dealership. Availability to use Cat Credits on Parts.Cat.com and Cat Central varies by dealer. You can’t purchase new equipment with Cat Credits. You also can’t apply them toward items purchased for personal, family or household use; apply them to a dealer house account; or use them to pay down existing debt, unless you are a Special Services Recipient. Neither Caterpillar nor any of its dealers are responsible for lost or stolen Cat Credits. View complete Cat Credits terms, conditions, and eligibility at cat.com/cat-credits.